For individuals, working parents & families
Tax credit services to help you claim what you qualify for
We review your income, family circumstances, and eligible expenses to identify tax credits, document your claim, and prepare an accurate return.
We will contact you to arrange a call about your situation, service scope, and pricing. Specific tax advice and ongoing planning are provided under an engagement.
Enrolled Agents. Personal guidance.
In Orange County and across all 50 states.
- Eligibility review
- Supporting documentation
- Federal & state tax returns
Personal tax credits
A careful review of the credits available to you.
Mraz Tax Solutions LLC helps individuals and families identify federal and state tax credits as part of complete personal tax preparation. We review your eligibility, calculate the available benefit, and explain which supporting documents to keep.
Our Enrolled Agents serve busy professionals, working parents, students, retirees, and self-employed taxpayers in Orange County and nationwide. We apply the rules for your filing year, including changes affecting 2025 returns and 2026 tax planning.
Child Tax Credit & Other Dependents
We review qualifying children and other dependents, including age, residency, support, income phaseouts, and identification requirements. We determine the Child Tax Credit, any refundable Additional Child Tax Credit, or Credit for Other Dependents available for the tax year you are filing.
Child & Dependent Care Credit
Care expenses may qualify when they allow you, and your spouse if filing jointly, to work or look for work. We review care for children under 13 and other qualifying persons who cannot care for themselves, provider information, earned income, and employer dependent-care benefits.
Adoption Credit
We review qualified adoption expenses such as agency fees, court costs, attorney fees, and eligible travel. Domestic, foreign, and special-needs adoptions have different timing and eligibility rules. We also check current-year refundability rules, employer assistance, and credit carryforwards.
Education Credits
The American Opportunity Tax Credit and Lifetime Learning Credit cover different students and expenses. We review Form 1098-T, tuition, required materials, scholarships, and 529 distributions to determine eligibility and avoid claiming more than one tax benefit for the same expense.
Earned Income Tax Credit
The EITC can reduce tax or create a refund for eligible workers and families. We review earned income, filing status, investment income limits, residency, and qualifying-child rules. Self-employment records and accurate dependent information are important to supporting your claim.
Foreign Tax Credit
Foreign tax credits may apply to qualifying foreign income taxes even if you live in the United States. We review foreign-source income, taxes paid or accrued, Form 1116 requirements, income categories, and carryovers to help prevent the same income from being taxed twice.
Retirement Savings / Saver's Credit
Eligible low- and moderate-income taxpayers may claim the Saver's Credit for qualifying retirement contributions on their 2026 return. We check income, age, student and dependent status, and recent distributions. This credit is separate from any deduction allowed for a traditional IRA contribution.
Home Energy Credits: Prior-Year Claims
We review qualifying 2025 and earlier home improvements under the Energy Efficient Home Improvement Credit and Residential Clean Energy Credit rules. Installation dates, product eligibility, invoices, and prior credits matter. These credits are no longer available for new property placed in service after December 31, 2025.
Clean Vehicle Credits: Prior-Year Claims
Federal new and previously owned clean vehicle credits ended for vehicles acquired after September 30, 2025. We review eligible earlier acquisitions, seller reports, income limits, and credits transferred to a dealer. A transferred credit still needs to be reported and reconciled on the applicable return.
Part of our complete individual tax preparation and planning services, tailored to your full financial picture.
Understand your tax benefits
What are tax credits, and how do they work?
A deduction reduces taxable income. A tax credit reduces the tax itself. We explain which credits apply to your circumstances and how they interact with your income, withholding, and other tax benefits.
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Refundable vs. Nonrefundable Credits
A refundable credit can produce a refund even when it exceeds your tax. A nonrefundable credit generally reduces tax only to zero, though certain credits allow unused amounts to carry forward. Some credits have both refundable and nonrefundable portions, with separate eligibility rules.
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Check Eligibility for the Right Tax Year
Income thresholds, dependent requirements, and credit amounts can change. We review the rules for the specific return being filed, including federal and applicable state credits. A change in income, marriage, custody, education, or retirement contributions can change what you qualify for.
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Coordinate Benefits & Keep the Evidence
The same expense often cannot support two tax benefits. We coordinate education credits with scholarships and 529 withdrawals, dependent care credits with workplace benefits, and adoption credits with employer reimbursements. Clear records help support your claim if the IRS requests more information.
Prepare for your tax review
Support every credit you claim.
We look beyond the forms you receive to ask about family, education, caregiving, retirement contributions, and other changes. Bring the records behind the expenses and tell us which tax year you need to file or amend.
Our Enrolled Agents can connect these details with your federal and state income tax returns.
What to gather for your return
- Income forms and prior-year tax returns
- Dependent identification and residency records
- Care-provider details and payment receipts
- Form 1098-T and education expense records
- Retirement, adoption, and foreign tax records
- Energy invoices, installation dates, and vehicle seller reports
Frequently Asked Questions
Key details about working with our Enrolled Agents and getting your tax returns prepared, reviewed, and filed.
Do you offer free initial consultations?
The free initial consultation covers your situation, the scope of services, and pricing. Specific tax advice and ongoing planning are provided under the terms of an engagement. Request a free initial consultation; we will contact you to arrange a call. Office visits are by appointment.
Are you licensed by the IRS?
Our Enrolled Agents are federally authorized to represent taxpayers before the IRS with unlimited practice rights. We provide tax preparation, advice, and IRS representation under the terms of an engagement. State-agency representation is subject to applicable state rules.
Can you prepare a tax return for my small business?
Yes. Mraz Tax Solutions LLC prepares business returns and provides planning under engagement terms. Quarterly planning meetings are available for a separate fee and are not included with tax return preparation.
Can my tax return preparer review my self-prepared returns?
Yes. We review federal and state returns, whether self-prepared or prepared by others, and advise on missed deductions, audit risks, and corrected or amended returns.
Individual Tax Services
Explore More Individual Tax Services
Income Tax Returns
Accurate federal and state return preparation for individuals and families.
Investment Income
Capital gains, dividends, and tax-efficient investment strategies.
Rental Income
Depreciation, repairs, and multi-state compliance for landlords.
Retirement Tax
401(k), IRA, and tax-efficient retirement income planning.
Self-Employed
Estimates, deductions, and entity structuring for freelancers and gig workers.
Get in Touch
Have any questions?
Let's talk.
Request a free initial consultation to discuss your situation, service scope, and pricing. We will contact you to arrange a call. Specific tax advice and ongoing planning are provided under the terms of an engagement.
Office visits are by appointment. We accept tax-document drop-offs after a signed engagement agreement and by prior arrangement. Please request an appointment before visiting.
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